Learn about Short-Term Home Health Care coverage before an unexpected need arises.
Education Before a Crisis

Protect Your Health.Preserve Your Financial Future.

One unexpected medical event can change your financial future. Our goal is to help you understand your options before you need them.

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Experience. Education. Compassion.

Why I Do What I Do

Haze Harrison III Financial Educator Insurance Professional

My name is Haze Harrison III, and for nearly 20 years I've worked in both the medical and insurance industries.

Over and over again, I've seen a single medical event change the financial future of individuals and families—even my own.

Those experiences shaped the way I approach my work today.

My goal is to provide you with the knowledge necessary to make an informed decision, so that you are prepared should an unexpected medical event interrupt your daily lifestyle.

Guidance built on understanding.
The expense many families do not anticipate Custodial care can include help with everyday activities such as bathing, dressing, eating, and moving safely around the home.
What Many People Do Not Realize

Medicare generally does not pay for custodial care when that is the only care you need.

Medicare may cover qualifying skilled home health services for eligible individuals, but it does not generally cover ongoing help with everyday personal-care needs by itself.

When custodial care is not covered, the individual and family may be responsible for paying those expenses out of pocket. Learning about this gap before a medical event gives you time to consider options that may help protect your savings, independence, and family.

Short-Term Home Health Care insurance is one option designed to help address this potential financial gap.

Support That Helps You Stay Independent

GTL Short-Term Home Health Care Insurance pays benefits directly to you for covered custodial care that Medicare does not cover. Benefits become available when you are unable to perform 2 of the 6 Activities of Daily Living.

Covered services include skilled nursing, physical therapy, general nursing care, assistance from home health care aides, plus five other services. No, these benefits do not require a hospital stay to qualify.

Additional Benefits Include:

  • TCare for Family Caregivers — Additional support designed for family caregivers.
  • Prescription Drug Benefits — Additional benefits for prescription drug needs.
  • Restoration of Benefits — Provides for the restoration of eligible benefits as defined by the policy.

Help Protect Your Finances

Policy benefits are paid directly to you and may help with covered home health care expenses.

Stay at Home

Covered services may help you receive needed support while remaining in familiar surroundings.

Support Family Caregivers

Family caregiver benefits may help support a loved one who assists with your care.

Prepare Today. Move Forward with Confidence.

Education creates confidence. Request a complimentary conversation about protecting your independence, your family, and your financial future.

Select “Schedule My Consultation” above to request your complimentary consultation.